In the February edition of the Retirement Times, we explore the policy, participant, and behavioral trends shaping today's retirement landscape. Lawmakers and industry experts debate ERISA litigation reform and its potential impact on fiduciary decision-making and plan innovation.

We also examine new research on 401(k) loan patterns, highlighting how cash-flow pressures and healthcare costs influence borrowing behavior, and take a closer look at the unique retirement planning challenges facing single savers. Plus, insights on how personality traits may affect long-term savings success.

Read the full article for timely perspectives plan sponsors and participants should have on their radar.