From upcoming rules on paper statements and electronic disclosures to new insights on why many employees remain at default savings rates, retirement plan design is in the spotlight. Add in headline-driven market volatility and newly announced 2026 contribution limit increases, and it's clear that sponsors and participants alike have important considerations ahead.

In the January 2026 issue of the Retirement Times, we break down the latest regulatory developments, behavioral trends, and practical strategies to help move retirement outcomes beyond the default and toward stronger long-term readiness.

_______________________________________________________________________________________________________________

Securities offered through M Holdings Securities, Inc., an unaffiliated registered broker-dealer, member FINRA | SIPC. Investment advisory services offered by HORAN Wealth Management, registered with the U.S. Securities and Exchange Commission. Not FDIC Insured | No Bank Guarantee | May Lose Value.