Life Insurance,
Disability & Long-Term
Care Plans for
Individuals & Families
You can’t predict the future, but you can better plan and prepare for it. That’s our mission—to help secure a better future for you, your loved ones and the causes that matter most. Our team of experts has over 200 years of collective experience. We listen generously and collaborate with you on a customized approach. Our clients are affluent individuals who demand a full suite of customized insurance solutions versus off-the-shelf products. We will meet you where you are and get you where you want to go.
Prepare and Protect Yourself and Your Loved Ones
When you become a HORAN client you don’t just have a relationship with your plan advisor—you benefit from the collective power of the entire company’s experience and expertise. Your strategy is informed by dedicated, experienced individuals that go the extra mile to ensure the approach is the right one to meet your needs.
Life insurance gives you the peace of mind to live a productive and abundant life with the knowledge that your family will be protected if you pass away. When you consider your current expenses, how would your income stream be replaced be replaced if you were unable to provide for your family? How do you determine how much life insurance you need to replace your income stream?
1 in 4 Americans entering the workforce today will become disabled before they reach retirement. Short-term and long-term disability can provide income protection which can help you protect your financial future if you're unable to work.
A prolonged illness, requiring long term care, can have a profound financial impact on an estate. Proper planning can help minimize the chances of a potential asset depletion due to the costs associated with providing long term care. There are three main types of long term care insurance: traditional long term care insurance, hybrid long term care insurance and life insurance with a long term care rider.