Life Insurance,
Disability &
Long-Term
Care Insurance
You can’t predict the future, but you can plan and prepare for it more effectively. That’s our mission—to help secure a better future for you, your loved ones, and the causes that matter most. With over 200 years of collective experience, our team listens generously and collaborates with you to create a customized approach. Our affluent clients require a comprehensive suite of tailored insurance solutions rather than off-the-shelf products. We will meet you where you are and help you achieve your goals.
Prepare and Protect Yourself and Your Loved Ones
When you become a HORAN Wealth client, you gain more than just a relationship with your Wealth Advisor — you access the collective knowledge and experience of our entire company. Your investment strategy is developed by professionals who go the extra mile to tailor the approach to your needs.
Life insurance provides the peace of mind to live a productive and abundant life, knowing that your family will be protected if you pass away. Consider your current expenses: how would your income be replaced if you were unable to provide for your family? Determining the right amount of life insurance involves evaluating how much coverage is needed to replace your income and support your family's financial needs.
1 in 4 Americans entering the workforce today will experience a disability before reaching retirement. Short-term and long-term disability insurance can offer crucial income protection, helping safeguard your financial future if you're unable to work.
A prolonged illness requiring long term care can significantly impact your estate's finances. Proper planning can help reduce the risk of depleting your assets due to the costs associated with long-term care. There are three main types of long-term care insurance: traditional long-term care insurance, hybrid long-term care insurance, and life insurance with a long-term care rider.