Protecting Your Financial Future
Stay Prepared With the Life Insurance, Disability, and Long-Term Care Insurance You Need
No one can predict what tomorrow, next week, or next year will bring. The best thing you can do is prepare for all possibilities, especially when it comes to safeguarding your family’s financial future.
At HORAN Wealth, we bring over two centuries of combined experience in life insurance, disability planning, and long-term care solutions.
Whether you’re a high-net-worth individual, a high-salaried executive, or just starting a family, financial security is vital for your comfort and happiness.
Our team will take the time to understand your unique needs and collaborate with you to create a tailored suite of strategies for life, disability, and long-term care. We aim to mitigate risks and set you, your loved ones, and your valued causes on a path to a secure future.
Plan for the Future Your Family Deserves
Life, disability, and long-term care insurance are crucial for managing unforeseen threats to your physical and financial well-being. Securing the right amount of life insurance, implementing effective disability planning, and addressing your long-term care needs can help you prepare for any challenges that may arise for you or your loved ones.
Have you thought about how your loved ones would be supported if something unexpected happened to you? It’s an important consideration for creating a vibrant and secure future for your family.
Life insurance provides peace of mind, knowing that your income can be replaced if you're unable to support those you care about. Our team can help you assess the coverage needed to protect your family's financial well-being.
The idea of a disability interrupting your career before reaching the traditional retirement age of 65 may seem far-fetched, but it’s a reality for a quarter of Americans starting work today.
Disability planning is essential for protecting your income in the event of serious illness or disability. By preparing now, you can help ensure that you and your loved ones have the financial support you need, no matter what obstacles you may face.
Americans are living longer on average, yet many people overlook the cost of long-term care. If an illness requires you to enter long-term care, it can significantly impact your estate. The median cost of homemaker services is $68,640 per year, while a private room in a nursing home can cost up to $116,800 per year.
Prioritizing your long-term care needs can help protect your assets. There are three types of coverage to consider: traditional long-term care insurance, hybrid long-term care insurance, and life insurance with a long-term care rider.
Your family depends on you, and you want to make sure they’re always taken care of. Life insurance, disability planning, and long-term care insurance provide the peace of mind that comes from knowing they’ll be okay if something happens to you. Contact our team today to learn more.
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