Vice President, Registered Representative


Paul A. Carl, Jr., Vice President, Retirement Plan Consulting, is a retirement industry veteran often referred to as the “401(k) Geek” because of his background serving the Department of Labor and passion for life-long learning. Paul’s role focuses on educating on the value of working with the HORAN team. He uses his unparalleled fiduciary expertise to strategically help plan sponsors mitigate fiduciary risk and to set employees on a path towards a successful retirement. Paul has experience serving a large variety of businesses ranging from Fortune 100 companies to small, independent organizations to design, implement and operate qualified and non-qualified retirement benefit programs in a consultative, fiduciary-oriented manner that exceeds client needs.®

Areas of Expertise

Fiduciary Services
Plan Design Consulting
Relationship Management
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Plan Provider Due Diligence


  • St. Elizabeth Foundation Planned Giving Committee
  • Diocese of Covington Investment Committee Member
  • Holy Cross High School School Board Member

Paul A. Carl Jr., CHSA, CPFA®

Favorite HORAN Fundamental
Do What's Best for the Client