Terence L. Horan

President & Chief Executive Officer, Registered Principal


Terence L. Horan, President & Chief Executive Officer, leads an energetic and focused team to deliver the most current and comprehensive health, wealth and life services. Terry says, “My area of expertise has always been related to helping families transition well from one generation to the next. Since 1973, I have designed and implemented sophisticated products to actualize that transition. As time has passed, the HORAN team has grown. One of my most important roles is making sure that our team has the right tools to improve outcomes for our clients.”

Areas of Expertise

Improving Outcomes for Clients & Employees
illustration of a gear with rotating arrows
Organizational Development
New Market Creation
Using Life Insurance to Solve Business Needs


  • M Financial Group - Board of Directors
  • The Children's Home of Cincinnati - Former Member Board of Trustees
  • ArtsWave Campaign Chair - 2021
  • Catholic Inner-City Schools Education (CISE) Campaign Co-Chair - 2017
  • The Athenaeum of Ohio - Board of Trustees
  • Greater Cincinnati Foundation - Chartered Advisor in Philanthropy (CAP®) Mentor
  • E&Y Entrepreneur of the Year - Finalist in 2015 & 2016
  • Lighthouse Youth Services - 2013 Beacon of Light Award Honoree
  • Greater Cincinnati Foundation - 2021 Bridge Builder Award

Terence L. Horan, CLU, ChFC, CAP

Favorite HORAN Fundamental
Keep Things Fun