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January 26, 2024
Planning for Retirement
Ben Hardigg sits down with Kelsey Murray to discuss how planning for retirement is crucial for…
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January 12, 2024
HORAN Wealth's Weekly One Thing: Navigating SECURE 2.0
The Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act) and 2022’s…
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January 12, 2024
Navigating SECURE 2.0
Terence L. Horan and Paul Carl talk about how to navigate SECURE 2.0.
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June 12, 2023
Retirement Meditation #45: Do you know how many compliance tests are required annually for your retirement plan?
A plan sponsor offered a safe harbor 401(k) plan using the basic match formula and wanted to redefine compensation to exclude commissions for deferral and safe…
Retirement Meditation #45: Do you know how many compliance tests are required annually for your retirement plan? Read More
June 1, 2023
Retirement Meditation #44: Has my company outgrown its SIMPLE retirement program?
Pre-COVID, a small business investigated a move from their SIMPLE IRA to a more traditional 401(k) plan. The growing organization was approaching and looking…
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February 20, 2023
Retirement Meditation #43: Why is my retirement account balance $0?
Years ago, a local drug store hired my middle daughter into her first “real job” as a retail clerk. She loved the work and servicing the public. She was also…
Retirement Meditation #43: Why is my retirement account balance $0? Read More
December 27, 2022
Retirement Meditation #42: What are the most common retirement plan audit findings?
A manufacturer offering a generous safe harbor 401(k) match noticed that it was losing employee talent and candidates to the competition. A review of its total…
Retirement Meditation #42: What are the most common retirement plan audit findings? Read More
November 21, 2022
Retirement Meditation #41: How do I fix my top heavy retirement plan?
A law firm created a 401(k) profit sharing plan for its attorneys and staff. The firm, owned equally by four partners, included two associates, three…
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November 16, 2022
Retirement Meditation #40: What does it mean that my retirement plan is Top Heavy?
A successful HVAC company sponsored a 401(k) plan. They matched 50% the first 6% of an employee’s deferral contributions; thus, a 6% of compensation deferral…
Retirement Meditation #40: What does it mean that my retirement plan is Top Heavy? Read More
November 8, 2022
Retirement Meditation #39: When is a non-qualified deferred compensation plan not beneficial?
“Howard” succeeded his father to become the fifth-generation owner of the family’s funeral parlor. Now 60 and seeking to retire himself and with no children…
Retirement Meditation #39: When is a non-qualified deferred compensation plan not beneficial? Read More