Earlier this past week S&P Dow Jones Indices (.xls) reported dividend and buyback activity for the S&P 500 Index through the end of the 2021 calendar year and…
Retirement Meditation #14: Are target date funds the perfect solution for the employee?
Retirement Meditation #13 focused on target date funds through an employer’s lens. This week’s Meditation redirects that focus and throws the spotlight on the…
Retirement Meditation #13: Are target date funds the perfect solution for employers?
Retirement Meditation #12 addressed default investment options, including the age-based asset allocation fund—better known as the target date fund. Target date…
One factor likely having an outsized influence on the Federal Reserve’s interest policy is the current level of inflation. The latest reading on inflation…
Retirement Meditation #12: Does your plan offer the right default investment option?
Let’s face facts, not all retirement plan participants are engaged in their retirement investments. Some, even though they can and should, simply do not make…
Retirement Meditation #11: Can a retirement plan have too many investment options?
During my time as a Senior Investigator with the U.S. Department of Labor, I reviewed the 401(k) plan of an investment management firm that had 78 investment…
Year to date through March 11, 2022, the price only return for the S&P 500 Index shows it down 11.29%, however, the index remains up 6.73% on a one year basis…
Retirement Meditation #10: What is dollar-cost-averaging?
While my goldendoodle, Bear, lays by my chair snoring, I’m thinking about rollercoasters. Why am I thinking about rollercoasters? Because I’m recalling a…
Although Tuesday's release of the NFIB Small Business Optimism Survey was conducted in February, and before the recent oil price spike, inflation issues are…
Retirement Meditation #9: Should I leave the 401(k) or move it to my new employer?
A 2019 Bureau of Labor Statistics (BLS) study reported that Americans held an average of 12 jobs throughout their working years. Whether or not you are a part…
The supposed recession that took place during the COVID/pandemic shutdown in 2020 caught nearly everyone by surprise. Fortunately, the economy and investment…
With each passing day it seems inflation continues to remain stubbornly elevated. The war in Ukraine is contributing to the inflationary pressure as sanctions…
